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Opt Plus Card
Opt Plus Card

Opt+® Prepaid Mastercard®

Your Money
Your Way.

Opt Plus Card

No credit check. No minimum deposit. No activation fee.

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Why Prepaid?

A prepaid card allows you to make online payments and purchases securely and with ease. Use a prepaid card to make purchases online while protecting your money from theft or fraudulent purchases. Or use a prepaid card to safeguard your money while travelling. The prepaid Mastercard® from Opt+ gives you the protection you need to safeguard your money however you choose to spend it.

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On-Demand Alerts

Never get caught off guard by a purchase or low balance. Receive account notifications right to your phone.

Instant* Card-to-Card Transfers

Sending funds to any other Opt+ cardholder is quick and easy.

*Subject to system limitations.

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Use Anywhere Mastercard® is Accepted

A prepaid Mastercard® from Opt+ gives you the freedom to use your card anywhere Mastercard® is accepted. Online, over the phone, in stores – anywhere!

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Load Your Card Fee Free

Load funds onto your prepaid Mastercard® at no charge from any Cash Money location.

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Get Paid Early*

Need that cash flow yesterday? Sign up for Direct Deposit and you could get paid up to 2 days early[1]. You can even decide how much of your paycheque gets loaded onto your card. Just another way to manage your money on your terms.

*Not available to residents of British Columbia

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Safe and Secure

This card is issued by PACE Savings & Credit Union Limited pursuant to license by Mastercard International. Use of this card is governed by the agreement under which it is issued. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Tap & Go is a trademark of Mastercard International Incorporated. Data rates may apply. Card funds are not insured by Canada Deposit Insurance Corporation or any other government deposit insurer or agency.

1Timing of direct deposit posting depends on when we get notice from the payor and may vary from deposit period to deposit period. Paycheques not available in BC.

Google Play and the Google Play logo are trademarks of Google LLC. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Data rates may apply

Opt+ may make phone calls or deliver SMS text messages to your phone number based on your account settings. To view details, please refer to the Phone Terms of Use and the SMS Terms of Use