Why Opt+®?
SET & STICK TO A BUDGET
Only load money within your monthly budget. Then when the money is gone for the month, you will know you have hit your limit. Overspending is easy with a credit card but with a prepaid card, it’s easy to stick to a limit.
SECURELY MAKE CASHLESS PURCHASES
Online spending can be scary. Secure your money and your identity by using a prepaid card to securely make purchases online.
SAFEGUARD YOUR MONEY WHILE TRAVELLING
The Opt+ Mastercard® is accepted worldwide anywhere Mastercard is accepted.
ALWAYS KNOW YOUR BALANCE
Sign up to receive personalized email or text alerts. Or check your balance on the go with the mobile app.
Card Features
- Direct deposit - get paid up to 2 days early(1)!
Not available to residents of British Columbia
- Instant* card freeze
- Instant* card-to-card transfers
*Subject to system limitations
- Use anywhere Mastercard® is accepted
- No fee loads and unloads at Cash Money Stores
- Withdraw cash at ATMs worldwide
Card Fees*
Card Cost
$14.95 + tax
Monthly Fee
$7.00
Loads/Unloads
No fee at any Cash Money store
Signature Purchases
No Fee
PIN Purchases
No Fee
ATM Withdrawl
$2.00
ATM Decline/Balance
No Fee
Cash Advance
3% ($3 minimum)
Card-to-Card Transfer
$3.00
*See Terms & Conditions for full schedule of all fees and changes.